Learn About Insurance Solutions With Fort Lauderdale FL Insurance Broker

By Mary Badder


A FL insurance broker offers several coverage options to give individuals and families peace of mind.

Auto insurance protects drivers against accidents or theft. Property coverage provides benefits when cars are damaged or stolen. Liability coverage is applied toward the vehicle owner's legal responsibility for others' injury or property damage. Medical coverage pertains to policyholders' medical and rehabilitation costs. Sometimes, benefits are provided to make up for lost wages or cover funeral expenses. Auto coverage is especially helpful when involved in a collision with an uninsured motorist.

If you are a homeowner paying on a mortgage, you will have to maintain a homeowner's policy. This protects your residence and the personal property you have inside it. If you have guns, valuable jewelry, or artwork, you can request additional coverage on these items.

Fire and water damage can make your home unlivable until major repairs have been made. Your policy should include a provision that pays for temporary housing.

You can get a policy if you are a condominium owner. This protects your personal belongings and living space. Common walls and other common areas are covered by the condo association.

For renters, policies include personal liability coverage and protection for furniture, clothing, personal items, and other belongings that are in the home or elsewhere.

Insurance is available for special events in case of loss, damage, or other unexpected incidents.

Florida residents can purchase coverage for their boat. Policies protect clients in case of physical damage resulting from a collision, liability for injury and property damage, and damage to personal property on the boat. If the boat becomes stranded, policies pay for gas delivery, towing, and assistance. Coverage extends to the Bahamas.

All businesses must have comprehensive policies. These should include all structures and inventory. Employees should also be protected at the workplace. All governmental regulations must be followed.




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